:root{--navy: #0A2540;--navy-mid: #0E2F4F;--cyan: #3B8DD9;--cyan-hover: #2E7BC4;--cyan-bg: #E8F1FB;--green: #22C55E;--green-dark: #16A34A;--green-bg: #DCFCE7;--green-text: #166534;--white: #FFFFFF;--off-white: #F6F8FB;--gray-50: #EFF2F7;--gray-100: #E3E8F0;--gray-200: #CDD5E0;--gray-300: #ABB5C4;--gray-400: #7A8697;--gray-500: #556170;--gray-600: #3D4856;--gray-700: #2A3340;--amber: #F59E0B;--text: #0A1628;--text-secondary: #3D4856;--radius: 12px;--radius-lg: 16px;--shadow-sm: 0 1px 3px rgba(10,37,64,.08);--shadow-md: 0 4px 20px rgba(10,37,64,.12);--shadow-lg: 0 8px 36px rgba(10,37,64,.16);--transition: .2s cubic-bezier(.4, 0, .2, 1)}html{scroll-behavior:smooth;overflow-x:hidden}body{font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--text);line-height:1.6;background:var(--white);-webkit-font-smoothing:antialiased}.container{max-width:1120px;margin:0 auto;padding:0 24px}.header-nav .nav-cta:hover{background:var(--cyan-hover);transform:translateY(-1px)}@media(max-width:720px){.header-nav.open{display:flex}}.page-hero{padding:64px 24px 56px;background:var(--off-white);border-bottom:1px solid var(--gray-200);text-align:center}.page-hero .container{max-width:780px}.page-hero .section-label{display:inline-block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:var(--cyan);margin-bottom:16px}.page-hero h1{font-size:42px;font-weight:900;line-height:1.1;letter-spacing:-1px;color:var(--navy);margin-bottom:16px}.page-hero .subtitle{font-size:18px;line-height:1.65;color:var(--gray-600);max-width:640px;margin:0 auto}@media(max-width:680px){.page-hero{padding:48px 20px 40px}.page-hero h1{font-size:30px}.page-hero .subtitle{font-size:16px}}.article-section{padding:64px 24px}.article-container{max-width:760px;margin:0 auto}.article-section h2{font-size:28px;font-weight:800;color:var(--navy);margin:48px 0 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0}.warning-box h4{font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--amber);margin-bottom:12px}.warning-box p{font-size:15px;line-height:1.7;color:var(--text);margin:0}.green-box{background:var(--green-bg);border-left:4px solid var(--green);padding:24px 28px;border-radius:var(--radius);margin:32px 0}.green-box h4{font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--green-text);margin-bottom:12px}.green-box p{font-size:15px;line-height:1.7;color:var(--text);margin:0}.green-box ul{margin-left:24px;margin-top:12px}.green-box li{font-size:15px;line-height:1.6;color:var(--text);margin-bottom:8px}.article-table{width:100%;border-collapse:collapse;margin:32px 0;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}.article-table 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a{color:var(--cyan);text-decoration:none}.reference-list li a:hover{text-decoration:underline}.related-section{max-width:760px;margin:0 auto;padding:48px 0;border-top:2px solid var(--gray-200)}.related-section h3{font-size:18px;font-weight:700;color:var(--navy);margin-bottom:24px}.related-list{display:grid;grid-template-columns:1fr;gap:16px;list-style:none;margin:0;padding:0}.related-list li{margin:0;padding:0}.related-link{display:block;padding:16px;background:var(--off-white);border:1px solid var(--gray-200);border-radius:var(--radius);text-decoration:none;color:var(--navy);font-weight:600;font-size:15px;transition:background var(--transition),border-color var(--transition)}.related-link:hover{background:var(--cyan-bg);border-color:var(--cyan)}.disclosure{padding:32px 24px;background:var(--gray-50);border-top:1px solid var(--gray-200)}.disclosure p{max-width:780px;margin:0 auto;font-size:12px;line-height:1.7;color:var(--gray-400);text-align:center}.disclosure a{color:var(--gray-400);text-decoration:underline}.site-footer{background:var(--navy);color:#fff9;padding:56px 24px 32px;border-image:linear-gradient(90deg,var(--cyan) 0%,var(--green) 100%) 1;border-top:3px solid}.footer-grid{max-width:1120px;margin:0 auto 40px;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.footer-grid h4{color:var(--white);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.8px;margin-bottom:16px}.footer-grid ul{list-style:none}.footer-grid ul li{margin-bottom:10px}.footer-grid ul li a{color:#fff9;text-decoration:none;font-size:13px;transition:color var(--transition)}.footer-grid ul li a:hover{color:var(--white)}.footer-bottom{max-width:1120px;margin:0 auto;font-size:12px;color:#ffffff4d;border-top:1px solid rgba(255,255,255,.08);padding-top:24px;text-align:center}.footer-bottom a{color:#ffffff4d;text-decoration:none}.footer-bottom a:hover{color:#ffffff80}@media(max-width:680px){.footer-grid{grid-template-columns:1fr 1fr;gap:28px}}@media(max-width:400px){.footer-grid{grid-template-columns:1fr}}#stickyQuiz{display:none;position:fixed;bottom:0;left:0;right:0;z-index:9999;background:var(--navy);color:var(--white);padding:16px 24px;box-shadow:0 -4px 20px #00000040}.sticky-quiz-inner{max-width:1120px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}.sticky-quiz-text p{margin:0}.sticky-quiz-text p:first-child{font-size:15px;font-weight:700;margin-bottom:2px}.sticky-quiz-text p:last-child{font-size:13px;color:#fff9}.sticky-quiz-actions{display:flex;align-items:center;gap:12px;flex-shrink:0}.sticky-quiz-btn{background:var(--cyan);color:var(--navy);font-size:14px;font-weight:700;padding:12px 24px;border-radius:50px;text-decoration:none;white-space:nowrap;display:inline-block;transition:all var(--transition);border:none;cursor:pointer;font-family:inherit}.sticky-quiz-btn:hover{background:var(--cyan-hover);transform:translateY(-1px)}.sticky-quiz-close{background:none;border:none;color:#fff9;font-size:20px;cursor:pointer;padding:4px 8px;line-height:1;transition:color var(--transition)}.sticky-quiz-close:hover{color:var(--white)}@media(max-width:640px){#stickyQuiz{padding:12px 20px}.sticky-quiz-inner{flex-direction:column;align-items:stretch}.sticky-quiz-actions{justify-content:stretch}.sticky-quiz-btn{width:100%;justify-content:center}}